Is there such as thing as the Bank of America USDA Loans Program?
Yes and no.
Yes, there is really a program called the USDA loan program and it is designed to help homeowners finance a home as their primary residence at the lowest possible cost.
No, the USDA loans program is not specific to Bank of America (or any other bank). There are approved USDA lenders (of which, Bank of America is one) who can help you with the USDA loans program and are approved to lend mortgage loans that are insured by USDA.
Bank of America USDA Loans Program
Sometimes the confusion happens when people first hear about the USDA loans program at a particular lender (such as Bank of America) and they think that the particular lender where they heard it is the only lender where the program can happen.
But the USDA loans program is one that most any lender who is USDA approved can help you get a USDA loan and you will be just fine. In fact, because there are so many lenders who can do the USDA loan, it makes sense to shop among various lenders who can possibly help you and find out who can give you the best deal on the USDA loan that you are seeking.
Want to speak with someone who is a USDA lender and can help you get a USDA loan? Complete your information below and one of our USDA loans experts will help you find out if the USDA loan program is right for your situation.