The USDA loan application process is similar to any other loan process to start, but the USDA has final approval, which is different than any other loan program, including VA and FHA programs. If you know that the home you wish to purchase or refinance falls within the USDA boundaries, you can apply for the loan with a USDA approved lender and go from there. You must find a lender that has USDA approval; however, not every lender has that, which means they are not authorized to provide this type … [Read more...]